• Home
  • About

We CU Blog

Personal Finance New Year’s Resolutions

0
  • by angih
  • In Manage Your Money · Uncategorized
  • — 6 Jan, 2014

2014The following is a blog post contributed by the elusive blogger “Jeff” at Delta Community Credit Union. We call him “IMI” around here…International Man of Intrigue. We can’t tell you much about him (well, we could, but you know what we’d have to do after that…) but he is obviously brilliant for coming up with these simple personal finance new year’s resoloutions. Here’s to 2014!

Happy New Year! Whether your personal finances took a turn for the better or for the worse in 2013, we at Delta Community Credit Union believe there’s no better time than the present to ensure things look GREEN in 2014. As you consider resolutions for the new year, here are our recommendations for making the most of your money.

Pay off debt

If you have college or consumer debt, one of your first resolutions should be to pay it down. Challenge yourself to make more than the required minimum payments, and focus on getting your accounts paid off as quickly as possible. There’s a certain amount of stress that goes along with having debt of any size. Make 2014 the year you shed that stress.

Compare Prices on Insurance

On a regular basis, you should compare your insurance costs with other plans at your current insurance company and competitors. If you have your auto and home policies through separate companies, look into combining them so you can take advantage of multi-line discounts. This is also a good time to make sure your insurance coverage really does meet your needs. For example, did you buy a new flat screen television in 2013? If so, you may need to add a rider to your homeowner’s policy to cover your latest investment.

Read, Read and then Read Some More

Knowledge is power! At Delta Community we believe education is one of the best ways to take control of your personal finance. You don’t have to be a financial guru. You just need to take the time to educate yourself about personal finance. Check out some of the popular personal finance websites and magazines to stay up-to-date on the latest news and trends. Most importantly, know what you have to spend, and spend within your means. This advice is as old as money itself, and we believe it’s still sound advice – even in 2014!

Article submitted by Jeff

Trackback URL:https://www.deltacommunitycu.com/trackback/4ea29c63-5512-482f-b82c-74a2add26e12/Five-Personal-Finance-New-Year’s-Resolutions.aspx?culture=en-US

Share

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

  • Previous story Time for a Little Game We Call Fall Organizing
  • Next story Don’t Get Caught Unprepared for Emergencies
  • Recent Posts

    • Georgia’s Credit Unions Closed Out 2016 on a Strong Note
    • Connection Magazine: Make Them Want to Stay
    • Technology is Changing How Consumers Manage Finances
    • Start or build an emergency fund
    • Use your tax refund to pay down debt
  • Recent Comments

    • real estate investing in canada on HPAL Tip of the Week
    • Jonas Crunkilton on Credit unions and the Apple Watch
    • googly on HPAL Tip of the Week: Meal Planning
    • houseksa.com on HPAL Tip of the Week: Meal Planning
    • Zippy Loan on Overall Lending at Georgia Credit Unions Was Up in First Quarter of 2015
  • Archives

    • March 2017
    • February 2017
    • January 2017
    • December 2016
    • November 2016
    • October 2016
    • September 2016
    • August 2016
    • July 2016
    • June 2016
    • May 2016
    • April 2016
    • March 2016
    • February 2016
    • January 2016
    • December 2015
    • November 2015
    • October 2015
    • September 2015
    • August 2015
    • July 2015
    • June 2015
    • May 2015
    • April 2015
    • March 2015
    • February 2015
    • January 2015
    • December 2014
    • July 2014
    • April 2014
    • March 2014
    • January 2014
    • October 2013
    • August 2013
    • July 2013
    • June 2013
    • May 2013
    • March 2013
  • Categories

    • Annual Convention
    • Auto Loans
    • Branding
    • Budgeting
    • Connection Magazine
    • Consider This
    • Consumer Information
    • Contests
    • Credit Union News
    • Credit Union Professionals
    • Getting It Together
    • Helping People Afford Life
    • HPAL TIPS
    • Manage Your Money
    • Member Benefits Index
    • Membership Benefits Report
    • News You Can Use
    • Paying Attention
    • Poll
    • Savings
    • social media
    • Surveys
    • Tips
    • Uncategorized

© COPYRIGHT 2013 WeCU. A blog by creditYOUnion.